🏦 Mortgage Loan

Mortgage Loan

Leverage Your Property's Value

A mortgage loan (Loan Against Property) allows you to unlock the equity in your residential or commercial property. Whether you need funds for business expansion, medical expenses, children's education, or any other purpose — SM Finance helps you get the best deal.

We work with leading banks to offer you competitive interest rates and high LTV (Loan-to-Value) ratios, so you get maximum benefit from your property's value.

Key Features & Benefits

• Loan amount from ₹5 Lakhs to ₹10 Crores
• Interest rates from 9% p.a.
• LTV up to 70% of property value
• Repayment tenure up to 15 years
• Residential and commercial property accepted
• Balance transfer facility available
• Quick processing within 7 working days
• Doorstep document collection

Eligibility Criteria

• Age: 25 to 65 years
• Owner of residential or commercial property
• Salaried or self-employed with stable income
• Clear property title with no disputes
• CIBIL score 700+ preferred