Terms & Conditions

Last updated: January 2025

1. Acceptance of Terms

By accessing and using the SM Finance website, you accept and agree to be bound by these terms and conditions. If you do not agree, please do not use our services.

2. Services

SM Finance acts as a financial intermediary, connecting customers with banks and NBFCs. We do not directly lend money. All loan approvals, interest rates, and terms are at the sole discretion of the respective lenders.

3. Information Accuracy

You agree to provide accurate, current, and complete information in all forms and applications. Providing false information may result in application rejection and legal consequences.

4. Contact

For queries, contact us at info@smfinance.shop.