Business Loan
Power Your Business Vision
Whether you need working capital, funds for expansion, or capital for new equipment, SM Finance connects you with the right lenders to get your business moving forward. Our unsecured business loans require no collateral and can be disbursed in as little as 48 hours.
We understand the unique challenges faced by SMEs, startups, and established businesses. Our expert team crafts customised financing solutions tailored to your specific business needs.
Key Features & Benefits
- Unsecured business loans — no collateral required
- Loan amount up to ₹50 Crores
- Competitive interest rates starting from 11% p.a.
- Flexible repayment tenure up to 5 years
- Minimal documentation — digital process
- Quick disbursal within 48 hours of approval
- Overdraft facility available for businesses
- Loans for manufacturing, trading, services, and retail
Eligibility Criteria
- Business in operation for 2+ years
- Annual turnover: ₹10 Lakhs and above
- Age of business owner: 21–65 years
- Good credit history (CIBIL 650+)
- Valid GST registration preferred