Home Loan
Make Your Dream Home a Reality
SM Finance partners with 30+ leading banks and housing finance companies to offer you the best home loan deals. Whether you are buying your first home, constructing, or renovating, we have a solution that fits your budget and timeline.
Our home loan advisors provide end-to-end assistance — from eligibility assessment to final disbursement — ensuring a smooth and stress-free experience.
Key Features & Benefits
- Interest rates starting from 7.5% p.a.
- Loan amount up to ₹10 Crores
- Repayment tenure up to 30 years
- Up to 90% of property value funded
- Minimal documentation required
- Doorstep service — no branch visit needed
- Balance transfer facility available
- Top-up loan facility on existing home loans
- Quick approval within 48 hours
- Free eligibility assessment
Eligibility Criteria
- Age: 21 to 65 years
- Salaried employees with minimum 2 years of employment
- Self-employed with 3 years of stable income
- Minimum monthly income: ₹25,000 (salaried) / ₹30,000 (self-employed)
- Good CIBIL score (700+) preferred
Documents Required
- KYC Documents (Aadhaar, PAN Card)
- Last 3 months salary slips / 2 years ITR
- Last 6 months bank statements
- Property documents (Sale deed, title, etc.)