Refund Policy

SM Finance does not charge any direct fees for loan consultation or application facilitation. Our service is free for customers — we earn a referral commission from our lending partners.

If any processing fee has been charged and your loan application is rejected, please contact us within 7 days for a refund review. Refunds are subject to the lender's terms and conditions.

For refund queries, email us at info@smfinance.shop.